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#BestofBiz 2019: Finance & Insurance
#BestofBiz 2019: Finance & Insurance

We've compiled our annual #BestofBiz 2019 lists across all our industries featuring our most popular articles, most-read contributors and brand press offices with the most views...

17 Dec 2019

Cyber insecurity is a threat to Africa’s digital economy. Riccardo Mayer/Shutterstock
What's been done to fight cybercrime in East Africa

East Africa attracts millions of tourists every year. Over the past 10 years, its earnings from tourism have doubled. Compared to the rest of Africa, the region is experiencing healthy economic growth. This makes it a promising investment destination...

By Mercy Muendo 3 Dec 2019

#GlobalGenderSummit: 'Financial sector has a responsibility to women of Africa' - AfDB president
#GlobalGenderSummit: 'Financial sector has a responsibility to women of Africa' - AfDB president

At the recent inaugural session of the Global Gender Summit, hosted by the African Development Bank (AfDB), the organisation's president, Akinwumi Adesina, called for greater access to finance for African women...

29 Nov 2019

Shutterstock
Financial services need to wake up to fact that treating customers well is good business

South Africa's regulatory regime for the financial services sector is going through major changes. The question is whether companies can adapt to a principles-based approach...

By Andrew Schmulow 19 Nov 2019

#AfricaCom: Smartphone costs the biggest barrier to a digitally inclusive Africa
#AfricaCom: Smartphone costs the biggest barrier to a digitally inclusive Africa

The next technological evolution is advancing at an exponential rate and by leaving out some on this journey, we allow the current societal divides and inequalities to deepen...

By Sindy Peters 15 Nov 2019

Continuous adaptation: Staying ahead of customer needs
Continuous adaptation: Staying ahead of customer needs

As customers' needs evolve, retailers must adapt to meet those needs, or better yet, stay ahead of them. Retailers must rethink the traditional test and learn cycles...

By Melissa Campbell 8 Nov 2019

#FairnessFirst: Go beyond pink branding for true female customer satisfaction
#FairnessFirst: Go beyond pink branding for true female customer satisfaction

Her focus on how financial services, in particular, tend to connect with females consumers in the wrong way was a stand-out section of Barbara Cador, global head of Kantar's CX+ initiative's opening presentation at the Cape Town version of the Kantar customer experience (CX) advantage 2019 masterclass...

By Leigh Andrews 4 Nov 2019

Image source: Getty/Gallo
From the missing middle to the co-economy

The middle class as we know it is endangered. Formerly, the middle class was defined by what it owned, its consumption. Today, we need to re-think what it means to be middle class...

By Bronwyn Williams 24 Oct 2019

#StartupStory: HouseAfrica is changing the housing market in Africa
#StartupStory: HouseAfrica is changing the housing market in Africa

HouseAfrica is a Nigerian-based startup on a mission to make real estate investment accessible to everyone through technology...

By Evan-Lee Courie 9 Oct 2019

Know your business inside out with a Biz Office
Know your business inside out with a Biz Office

New expectations of transparency and authenticity in business means things like organisational purpose, brand stories, how your company does things, what it believes in and what it stands for, can all play a part in how your company sees itself and how it is seen by others...

Issued by Bizcommunity.com 2 Oct 2019

Europlaw Group Incorporated to benefit in Credit Enhancement Program of Ithuba Group
Europlaw Group Incorporated to benefit in Credit Enhancement Program of Ithuba Group

Europlaw Group and Ithuba Group entered into an advisory appointment arrangement for the specific purpose to benefit from a "Credit Enhancement Program"...

Issued by Europlaw 1 Oct 2019

Top ratings for Biz Rate Card 2019
Top ratings for Biz Rate Card 2019

Bizcommunity is excited to announce the relaunch of our Biz Product and Rate Card, featuring all-new product infographics, descriptors and more...

Issued by Bizcommunity.com 27 Sep 2019

Central banks and other financial sector regulators have not always paid adequate attention to the sector’s impact on the environment. Shutterstock
Central banks are waking up to climate change dangers. It's about time

The impact of climate change on the stability of individual financial institutions and the financial system in general is growing. It influences the types of activities that financial institutions will fund and the cost of finance...

By Danny Bradlow 2 Sep 2019

Standard Bank targets informal retail economy with $4m Nomanini investment
Standard Bank targets informal retail economy with $4m Nomanini investment

Standard Bank has gained a stake in Nomanini following an investment of $4m. The bank will be able to use Nomanini's fintech platform to uncover data on the informal retail economy...

28 Aug 2019

Moody’s, the only rating agency that keeps South Africa above junk, is scheduled to review its credit rating in November 2019. Shutterstock
South Africa close to 'junk status' from all three rating agencies. What would follow?

The rating agency Fitch recently revised the outlook on South Africa's long-term foreign-currency issuer default rating down from "stable" to "negative"...

By Misheck Mutize & Sean Gossel 23 Aug 2019

AI-human interplay is criticial for effective FS operations
AI-human interplay is criticial for effective FS operations

The use of technology is crucial for financial services organisations with ambitions of prevailing in a highly contested market. Sustainable productivity improvement in the industry requires technology and humans to work together in fundamentally new relationships - where machines assist humans to fulfil their roles better...

By Barry Vorster 21 Aug 2019

3 steps towards 'glass boxing' your company with a Biz Press Office
3 steps towards 'glass boxing' your company with a Biz Press Office

Since 2001, Bizcommunity anticipated the role of company culture as intellectual capital. Biz Press Offices are a "glass box" game changer, offering a window into 18 industry communities...

Issued by Bizcommunity.com 23 Jul 2019

Image source: Gallo/Getty.
How Ghana is acing its transition to mobile financial services

Ghana has recently become the fastest-growing mobile money market in Africa...

By Selin Ozyurt 19 Jul 2019

The fruit of your coins
Facebook's Libra has staggering potential - state control of money could end

The UN recognises 180 currencies worldwide as legal tender, all of them issued by nation states. It does not recognise cryptocurrencies like Bitcoin in this way, even if communities of enthusiasts have been treating them as a means of exchange for over a decade now...

By Gavin Brown 27 Jun 2019

Daniel Acton, regional tech lead, Google Cloud.
How Nomanini built its remote POS voucher platform

The World Bank estimates that 66% of people living in Sub-Saharan Africa do not have bank accounts...

13 Jun 2019

Donna Rachelson
Gender equality promotes better economies

The world economy would be less prone to financial collapse with more women in senior roles...

By Donna Rachelson 20 May 2019

Africa's big 5 keys to financial transformation, inclusion
Africa's big 5 keys to financial transformation, inclusion

With mobile money continuing to dominate the continent's commerce growth, opening doors to business to everyone from a rural farmer to an entrepreneur, and cross-border seeing inter-country transactions on the rise, the continent is making a play to be the world's biggest e-commerce opportunity...

9 May 2019

Can AI be trusted to make investment decisions?
Can AI be trusted to make investment decisions?

We can't ignore the impact of AI (artificial intelligence) on investments any longer. AI is here to stay, and brings with it a whole new way of doing business. The World Economic Forum 2019 was dominated by AI, and our industry has not been left unaffected...

By Leigh Köhler 7 May 2019

Image source: United Nations Economic Commission for Africa (ECA)
Failure to integrate gender equality is costing African economies billions of dollars

If Africa is to achieve the sustainable development goals, it needs to prioritise women's access to finance...

18 Apr 2019

Sim Tshabalala, CEO, Standard Bank Group
US-Africa pension funds explore investment opportunties

The latest figures released by the African Development Bank suggest the continent's infrastructure needs amount to between $130-170bn a year, with a current financing gap of $67-$107bn per annum...

11 Apr 2019

Image source: Gallo/Getty.
Digital media platform for African finance needs repurposed

Making Finance Work for Africa (MFW4A) announces revamped website...

11 Apr 2019

Akinwale Goodluck
Policy and the potential of mobile money for financial inclusion

Mobile money has changed the face of financial services forever. It has driven significantly greater financial inclusion in emerging markets around the world, positively impacting whole communities and economies...

By Akinwale Goodluck 29 Mar 2019

Interoperability and financial inclusion in Africa
Interoperability and financial inclusion in Africa

There is still $400m unbanked in Africa, and the goal is to work with the private and financial sector to connect the poor with adequate financial systems...

By Nicci Botha 20 Mar 2019

Image source: Getty/Gallo
The cause and effect of behaviour economics

Psychologically, we are programmed to respond well to being rewarded for good behaviour...

11 Mar 2019

Gen Z requires new thinking, fresh approach
Gen Z requires new thinking, fresh approach

Are financial services providers able to cater to the demands of the next generation?...

By Walter van der Merwe 7 Mar 2019

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